New email Scam

A new email scam is making the rounds.  Recipients are told to enter account #, expiration date and PIN # in order to restore their account.  The email has the  First Class American logo on it and supposedly is being sent from the accounting department.  This is mail is NOT from First Class American Credit [...]

Message from the CEO

WHAT’S NEW AND WHAT IS COMING AT YOUR CREDIT UNION
 This year we have spent a great deal of time on expanding our currentservices and implementing new services.  Most recently  we have expanded our mortgage program to increase the types of mortgages to meet our member’s needs.  During the first quarter of the year we began [...]

Closed Account Texting Scam

Members and non members are now receiving cellphone text messages stating that First Class American has closed their account and directing the person to a website where they are asked to input confidential information including debit card number and PIN.  This is a Phishing SCAM and the website that people are being directed to is [...]

Beware of FAKE FCACU Website and Login
Members are receiving emails stating the member has a MESSAGE ALERT and to log in to online banking.  A link is provided to a FAKE First Class American website.  When the member logs in to the FAKE online banking the member is asked for information such as Name, [...]

Beware Cell Phone Texting Scam

Members and non-members are receiving text messages on their cell phones  stating that the members “card” is FROZEN and needs to be reactivated and asks for the member to input personal information. This is a SCAM. We have been advised that this SCAM is widespread and that the text messages are being sent to T-Mobile subscribers and [...]

Business as Usual at First Class American

MESSAGE FROM THE CEO
 
Business as Usual at First Class American
 
r     Recently there has been coverage in the media regarding the National Credit Union Administration (NCUA) take over of two big credit unions.  These two credit unions, U.S. Central Federal Credit Union in Lenexa, KS and WesCorp Federal Credit Union in San Dimas, CA, are not [...]

Don’t take the bait

A credit union member in Bishop received an email yesterday purportedly from the National Credit Union Administration (NCUA) advising that her account has been frozen because of five failed login attempts within a 24-hour period.  She was told that in order to reactivate her debit card, she would need to call a number that was [...]

How’s your credit?

In the last 90 days the media has flooded consumers with a lot of information concerning the state of the economy, and what has caused the uncertainty in our economy, and the recession that we are currently in.  Much attention has been given the state of the “subprime borrower”.  What exactly is a subprime borrower, [...]

Control Holiday Spending

Before heading out to the mall to buy gifts for all those folks on your list, take some time to prepare so you don’t end up with a maxed-out credit line or a checking account without enough cash in it to buy even one candy cane.
 
1. Be organized. Before you start shopping, have a budget, [...]

Article Analyzes if now is the time to join a Credit Union

The economy is turbulent, consumers are struggling to find substantial alternatives and answers are getting more and more difficult to discover.  The credit union movement has remained an important financial institution for millions but what about for those non-members who may be looking to join?  Steve Santiago, reporter and writer for Bankrate.com, examines the credit [...]