Letter from the CEO

Your credit union is safe and sound!
 
With everyone’s concern about the current economic state, I wanted to take a few minutes to address the economic conditions, and how it relates to First Class American Credit Union’s safety and soundness.
 

Our assets are insured by the National Credit Union Administration (NCUA), by the National Credit Union Share [...]

Shop Smart with Your VISA Check Card

Does this scenario sound familiar? You roll into a gas station, swipe your debit card, select “debit” and fill your tank. It’s only after you check your credit union account that you find out there was a hold put on the money by the gas station.
 
Gas stations routinely withhold an amount on a debit [...]

FCACU is stable and able

Every day there’s a bold headline talking about banks being bailed out, bought out or going under. Your money is federally insured and safe at First Class American Credit Union.
 
Your money is insured by the National Credit Union Share Insurance Fund (NCUSIF,) an arm of NCUA (National Credit Union Administration.) NCUSIF was established by Congress [...]

Tips for Responsible Debit Card Use

r     Know your current account balance. Don’t forget about checks that have not yet cleared your account.
r     Always take sales receipts and carbon copies.
r     Record your transactions in your check register as soon as possible. Remember to include any financial institution fees that may apply. Store your receipts safely in one place in [...]

Pay it Forward comes to FCACU

When we’re excited about gas “only” being $3.50 a gallon and the grocery bill is like making a car payment, we start looking for ways to save. We cut out $5 Grande mocha latte creations and opt for Joe at the office. We turn off lights in rooms we’re not in. We carpool more and make [...]